Essential Taxi Insurance

Taxi operators and drivers,
we’ve got you covered

GT’s Essential Taxi product is designed to provide taxi motor cover to taxi operators and drivers, reducing their risk and protecting their livelihoods.

Your choices of cover

Section 1

Taxi Motor

a) covers specified loss of or damage to your taxi; and

b) the amount you are legally liable to pay as compensation for accidental loss or damage to someone else’s property caused by an accident which is partly or fully your fault (other than injury covered by a CTP policy). Exclusions apply.

Section 2

Public and Products Liability

Public and Products Liability is an optional secondary cover available for purchase in addition to the Section 1 Taxi Motor cover. Section 2 Public and Products Liability provides cover in respect of personal Injury, property damage or advertising injury. Section 2 Public and Product Liability does not cover all legal liability you may incur under commercial contracts with principals, lessors or other parties, and does not include workers compensation cover, which is compulsory for employers. Please refer to your PDS for exclusions and limitations

Additional benefits

Sub limits are not showing against the Essential – showing against Platinum Taxi Insurance only

• Market value cover
• Dash camera excess reduction
• Delivery expenses $5,000
• First aid kit
• Keys and locks $12,500 with nil excess where there is no other loss or damage
• Recovery expenses $10,000
• Repatriation/accommodation expenses $5,000
• New motor vehicle replacement for total loss within one year of original registration
• Cover for your taxi equipment and accessories as specified

Optional cover

• Total loss of encumbered taxi
• Windscreen excess waiver
• Part B cover for your stand-by taxi. Limited to Part B third party property damage

The above is a limited summary only of some of the features and benefits available on GT’s Essential Taxi insurance. Limits and exclusions apply.

Support you can count on

With specialist industry experience, GT Insurance is all-in on supporting our customers with expert underwriters and claims specialists, customer support teams, expert assessors and repairers Australia- wide.

Please speak to your insurance broker about the appropriate level of cover for your business needs and how GT can help you.

Any advice provided here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement (PDS) available on this website.