Essential Taxi Insurance

GT’s Essential Taxi product is designed to provide Taxi Motor cover to Taxi Operators and Drivers.

Supported by local representation of experienced underwriters and claims specialists along with expert assessors & repairers Australia wide.

Please speak to your insurance Broker about the appropriate level of cover for your business needs to see how GT can help.

The covers available:

Section 1 – Taxi Motor

a) covers specified loss of or Damage to Your Taxi; and

b) the amount you are legally liable to pay as compensation for accidental loss or damage to someone else’s property caused by an accident which is partly or fully your fault (other than injury covered by a CTP policy). Exclusions Apply.


Section 2 –Public and Products Liability is an optional secondary cover available for purchase in addition to the Section 1 Taxi Motor cover. Section 2 Public and Products Liability provides cover in respect of Personal Injury, Property Damage or Advertising Injury. Section 2 Public and Product Liability does not cover all legal liability you may incur under commercial contracts with principals, lessors or other parties, and does not include workers compensation cover, which is compulsory for employers. Please refer to Your PDS for Exclusions and Limitations

The product offers a comprehensive list of additional benefits:

Sub Limits are not showing against the Essential – showing against Platinum Taxi Insurance only

  • Market value cover
  • Delivery expenses $2,500
  • First aid kit
  • Keys and locks $3,000 Nil Excess
  • Recovery expenses $5,000
  • Repatriation/accommodation expenses $1,000
  • New motor vehicle replacement for total loss within one year of original registration
  • Cover for your Taxi equipment and accessories as specified.

Optional cover:

  • Total Loss of Encumbered Taxi
  • Windscreen Excess Waive
  • Part B cover for your Stand-by Taxi. Limited to Part B Third Party Property Damage.

The above is a limited summary only of some of the features and benefits available on GT’s Essential Taxi insurance. Limits and exclusions apply.

Any advice provided here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement (PDS) which is available on this website.



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