Hire Vehicle Insurance

GT’s Hire Vehicle product is a superior Hire Vehicle product that offers Agreed Value* Motor cover to Hire Car Operators and Drivers loaded with additional cover features and benefits.

Our insurance is supported by local representation of experienced underwriters and claims specialists along with expert assessors & repairers.

Please speak to your insurance Broker about the appropriate level of cover for your business needs to see how GT can help.

The covers available:

Section 1 – Hire Vehicle Motor covers specified loss of or Damage to Your Hire Vehicle and Your Liability to pay compensation for accidental loss or damage to someone else’s property caused by an accident which is partly or fully your fault (other than injury covered by a CTP Policy).


Section 2 – Public and Products Liability is an optional cover available for purchase in addition to the Section 1 Hire Vehicle Motor cover. Section 2 Public and Products Liability provides cover in respect of Personal Injury, Property Damage or Advertising Injury. Section 2 Public and Products Liability also does not cover all legal liability you may incur under commercial business contracts by principals, lessors or other parties, and does not include workers compensation cover, which is compulsory for employers.

Additional benefits applicable to section 1 part A:

  • Agreed value* (conditions apply) subject to Market Value Verification
  • Difference in excess for rental vehicles up to $5,000
  • Emergency temporary repairs up to $5,000
  • Expediting expenses up to $10,000 or, 50% of repair cost
  • Faultless excess waiver
  • Disablement modification added up to $10,000
  • Employee personal property added up to $2,500
  • Employee psychological counselling – $5,000
  • Funeral expense – $10,000
  • Delivery expenses up to $2,500
  • First aid kit
  • Keys and locks up to $3,000 Nil Excess
  • Hire vehicle following theft up to $5,000
  • Recovery expenses up to $5,000
  • Reward costs up to $5000
  • Repatriation/accommodation expenses limit $2,500
  • New motor vehicle replacement for total loss within the first two years of original registration
  • Finance payout up to 20% or $15,000 whichever is the lesser
  • Two wheel and box trailers limit of $2500.

Optional benefits:

  • Windscreen excess waiver
  • Hire of a vehicle following Accident up to $150 per day limited to $2,500.

The above is a limited summary only of some of the features and benefits available on GT’s Hire Vehicle insurance. Limits and exclusions apply.

Any advice provided here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement (PDS) which is available on this website.



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