Rideshare Insurance

GT’s Rideshare insurance package is designed for the needs of Authorised Uber platforms and other rideshare drivers in Australia.

Whether you own, lease or rent through programs such as Uber, Ola, Go Catch, GT offer a range of features and benefits for Rideshare Operators.

Supported by local representation of experienced underwriters and claims specialists along with expert assessors & repairers.

Please speak to your insurance Broker about the appropriate level of cover for your business needs to see how GT can help.

The covers available:

Section 1 – Rideshare Motor covers specified loss of or Damage to Your Rideshare Vehicle and Your Liability to pay compensation for accidental loss or damage to someone else’s property caused by an accident which is partly or fully your fault (other than injury covered by a CTP Policy).


Section 2 – Public and Products Liability is an optional cover available to purchase in addition to the Section 1 Rideshare Motor cover. Section 2 Public and Products Liability provides cover in respect of Personal Injury, Property Damage or Advertising Injury. Section 2 Public and Products Liability does not cover all legal liability You may incur under  commercial business contracts by principals lessors or other parties, and does not include workers compensation cover, which is compulsory for employers.

Additional benefits applicable to section 1 part A:

  • Agreed value* (conditions apply) subject to Market Value Verification
  • Difference in excess for rental vehicles up to $5,000
  • Emergency temporary repairs up to $5,000
  • Expediting expenses up to $10,000 or, 50% of repair cost
  • Faultless excess waiver
  • Disablement modification added up to $10,000
  • Employee personal property added up to $2,500
  • Employee psychological counselling – $5,000
  • Funeral expense – $10,000
  • Delivery expenses up to $2,500
  • First aid kit
  • Keys and locks up to $3,000 limit Nil Excess
  • Hire vehicle following theft up to $5,000
  • Recovery expenses up to $5,000
  • Reward costs up to $5,000
  • Two-wheel and box trailers up to $2,500
  • Repatriation/accommodation expenses up to $2,500
  • New motor vehicle replacement for total loss within first two years of original registration
  • Finance payout up to 20% or $15,000 whichever is the lesser.

Optional benefits:

  • Windscreen excess waiver
  • Hire of a vehicle following Accident up to $150 per day limited to $2,500.

The above is a limited summary only of some of the features and benefits available on GT’s Rideshare insurance. Limits and exclusions apply.

Any advice provided here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement (PDS) which is available on this website.



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